We design financial plans and strategies and proactively follow up to ensure that they are fully implemented. We treat our clients the way we want to be treated.
Our investment style is based on low cost core strategies paired with tactical professionally managed portfolios aligned with your time horizon and risk tolerance.
We use award-winning technology to track and monitor your assets and investments to help you make good financial decisions no matter where you happen to be.
By taking a holistic approach to all of your financial assets, we provide strategies to help you create an ideal financial future.
As an independent firm, we build institutional-style investment portfolios based on your risk and time horizon.
We provide you with asset allocation and investment choices, so you can make sure all of your investments are aligned to help you accomplish your goals.
Sometimes it is not about increasing your assets, it is about protecting them. We provide insurance solutions to help make sure that your family is protected.
We work with plan sponsors to manage retirement plans, provide fiduciary services, and coordinate employee education.
Keeping your best employees can be difficult. We help employers offer executive compensation plans to help you retain your high-ranking employees.
We advise the investment committee, manage the investment process, and prepare quarterly compliance reports for self-funded plans.
We work with you to develop investment policies that help fund the mission of your organization, manage investments, and document the distributions.
As the President of the firm, Joe works directly with clients to help them achieve their financial goals.
Joe Smalley began his career working at a talent agency in Beverly Hills. Realizing his passion was finance, not movies, he moved home to Michigan and took a job as an investment representative at a large national brokerage firm in the 1990s. In 1999 he created Smalley Investments to work with families, businesses, and non-profits on a fee-basis. In 2009 he became one of the founding partners of an employee benefits firm, and in 2010 he earned the Accredited Investment Fiduciary® designation.
Outside of the office, Joe enjoys spending time with his family, his dogs, and volunteering in the community. He has been involved with Rotary, The Lansing Community College Foundation, The Lansing Symphony, and The Capital Area Humane Society. Recently, Smalley attended the Social Enterprise Conference at the Harvard Business School, and was an invited participant of the Clinton Global Initiative. An avid sportsman, Joe enjoys golf and tennis.
Magglio is a calming influence on all who visit the office, with the possible exception of the mail carrier. He specializes in wagging, sleeping, and looking out the window.
With lifelong passion for solving problems and working with numbers, Ryan found himself drawn to the world of finance. Since earning his management degree from the Eli Broad College of Business at Michigan State University, Ryan has spent the past 10 years in client service and investment management. With his financial services background, he is perfectly suited for the Paraplanner position at Smalley Investments, focusing on personal wealth. His critical role is to provide the behind-the-scenes magic that our clients rely upon, including helping Advisors build wealth plans, investment research, re-balancing, meeting preparation, and coordinating the follow up and implementation that is often necessary after meetings. Ryan brings a can-do attitude and strong work ethic to the office every day.
Ryan and his wife Bethany have two children and are active members of their church. They are passionate Spartans, holding season tickets for football and basketball. Ryan is also the company golf ringer, being the only team member to break 80.
Commonwealth was ranked “Highest in Independent Advisor Satisfaction Among Financial Investment Firms” in the J.D. Power and Associates 2013 Financial Advisory Satisfaction Study*, and has been ranked as a Best Place to Work in both Boston and San Diego. While they have more than 600 home office employees throughout the country who support us, here are the bios of the folks that we work most often - members of the research department, and the retirement plan department. I think you will agree, there is a lot of talent on this team.